InsureShield™ Shipping Insurance vs Carrier Liability: What’s the difference?


You’ve heard about InsureShield™ shipping insurance, but may be wondering how it differs from standard carrier liability.

The short answer, it’s a night and day difference.

Carrier liability is the standard liability offered by the carrier for a shipment, in the event of loss or damage (e.g. up to $100 for small package, or $25/lb. for LTL). Excess liability is excess-value coverage (e.g. more than the carrier’s standard liability), up to the cost of the shipment.

Carrier liability is based on small-print terms and a web of governing statutes, some of which date to the 1930’s. At their core, all the statutes allow carriers to limit their exposure and exempt a variety of situations from their liability.

Here are the key points of differentiation between carrier liability, excess liability and InsureShield shipping insurance offered through UPS Capital.

InsureShield shipping insurance provides coverage beyond carrier liability and excess liability. InsureShield shipping insurance covers the following1:

  • Reimbursement up to the full invoice value of the goods, plus shipping
  • Concealed damage coverage when reported within 90 days
  • Expedited reshipment up to 20% of the insured value of the goods

To learn more or add InsureShield shipping insurance to your account, click here.

1 Information on insurance services and coverage provided by UPS Capital Insurance Agency, Inc.

Insurance Disclaimer

Insurance coverage is underwritten by an authorized insurance company and issued through licensed insurance producers, including UPS Capital Insurance Agency, Inc. (“UPSCIA”), a subsidiary of UPS Capital Corporation (“UPS Capital”). The insurance company, UPSCIA and its licensed affiliates reserve the right to change or cancel the program at any time. You may be offered the opportunity to insure eligible shipments under a policy of insurance (the “Policy”) issued: (i) directly to you; (ii) to UPS Capital; or (iii) to the sender/ publisher of this communication.  Where the Policy is issued to UPS Capital or such sender/publisher, such Policy extends coverage to your eligible shipments, but you are neither an insured nor an additional insured under such Policy. In the event of a loss covered under such Policy, any resulting claim payment shall be directed to you as a loss payee. This information does not in any way alter or amend the terms, limitations or exclusions of the applicable Policy and is intended only as a brief summary. Insurance coverage is not available in all jurisdictions and coverage is governed by the terms, conditions, limitations and exclusions set forth in the applicable Policy.

  1. No comments yet.
(will not be published)



%d bloggers like this: